Roof Damage

Roof Damage Insurance Claim Public Adjusters

Roof damage results from virtually all insured perilous events. It is not uncommon to find a damaged roof after a tornado, hailstorm, fire, flood, collapse, or sinkholes. Once the roof becomes damaged, it exposes the interior to destructive environmental elements, leading to further loss of personal property and interior finishes and appliances and items.

Since every disaster is unique, roof damage claims also come in all unique facts and circumstances. At All Results Public Adjusters and Experts, we will look into every detail of the case to ensure we file a solid claim for maximum payouts. Our professional adjusters will consider the following:

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Indicate the age and condition of the roof system

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Provide evidence of the insured event that caused roof damage

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The type of roofing material: asphalt shingles, metal tiles, reinforced thermoplastic membrane, sheet metal, and more

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The available maintenance documents

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Adherence to building codes, especially the 25% Reroofing Policy

Common Examples of Roof Damage

Some indicators provide evidence of a damaged roof. While some are so obvious, which most homeowners suffer, some may not be quite as apparent. Some of the common signs of a damaged roof are:

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Missing or broken shingles/sheathing

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Buffeting or uplifted roof membrane

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Gouge marks from flying objects

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Missing or broken roof trusses

Some not-so-obvious signs of roof damage include:
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A built-up flat roof that does not show any indication of damage but has several leaking points that were not there before the insured event occurred
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Vibrations of roof equipment like AC units that break the roof and cause leaks
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Cracks on the underside of the roof separation of the nails holding together the roof trusses and sheathing indicate uplifting because of high wind pressure.
Most insurance companies take advantage of homeowners who do not understand how to handle claims involving the uncommon roof damages. It would be best to consult a professional roofing contractor or a structural engineer. Lucky for you, All Results Public Adjusters and Experts partners with all these professionals. Combine their expertise and our experience in the insurance claim sector; we guarantee that your roof damage claim will end with a grin on your face.

When to Hire a Public Adjuster

You need not wait for the five years offered by your insurance carrier to make a claim because you have sustained roof damage. You need to call an expert and experienced public adjuster as soon as you notice that you have a leaking roof. This is critical because the claims process involves evaluating the extent of damage, compiling the necessary papers, and a series of negotiations. We will handle all that work on your behalf, alleviating the burdensome process off your shoulders.

At All Results Public Adjusters and Experts, we have helped Floridian property owners with their roof damage insurance claims for years. We know what to do and say when speaking to your policy provider. Our professionals can counter their bad-faith tactics, limiting their options. Eventually, you get the maximum payout. We strive to be the best in what we do. Our public adjusters are dedicated to providing exceptional, client-focused services to property owners filing roof damages claims.

Caution: Some roofing contractors in Florida dupe property owners with a free roof replacement. They also say that they can handle the insurance claim so that homeowners can sign what is known as an Assignment of Benefits (AOB) contract. The document allows the contractor to sue your policy carrier, but you will have to be charged extra for that. In Florida, it is illegal for contractors to get involved in insurance claims. By signing the agreement, you are practically forfeiting all the benefits provided by the coverage. Don’t be a victim of such scums.

With so many unscrupulous and disreputable insurance companies waiting to prey on you, why not partner with one of our public adjuster to help you file a solid roof damages claim. Besides, you’ will be avoiding many situations that may otherwise ruin your chances of getting your fair compensation.