Mold Damage

Mold Damage Insurance Claim Public Adjusters

The problem with mold build-up is that it takes place gradually that it becomes difficult to notice. Only after you see the green or black mold, is when one becomes aware of the damage. Why? Because the mold will have caused damage to the HVAC system, walls, and ceilings; not to mention that it presents health and safety risks within a residential or commercial property. That’s when most policyholders call their insurance company to file a claim.

The claims process is often daunting when you go through it by yourself. It’s time-consuming as it may involve other professionals, such as mold assessors. Moreover, your insurer’s claims adjuster will leverage your lack of knowledge to bombard you with questions that you might not know how to answer. Trying to wade through the complex issues while explaining the extent of damage is a situation that can result in an underpaid claim.

All Results Public Adjusters and Experts is here to stand by your side because we are passionate about helping vulnerable property holders. Just like a typical criminal lawyer, we will represent your interest during the claims negotiation process. We understand how to deal with bad faith claims, what to say and do to make sure that you get your fair compensations, whether you want to reconstruct or recoup your lost business revenue.

We work for you. That means we will come to your property and assess the extent of damage on your property. With our keen eye for detail, our professional public adjuster can pick up other losses that a private adjustment expert may have ignored. Later, we will organize all the necessary document and high-ball the value of your lost property to ensure you get adequate compensation that will enable you to rebuild and reconstruct your life.

Insurance Coverage for Mold Damage

Your homeowners’ insurance will not likely cover mold damage unless a covered event caused the property loss. Furthermore, your policy provider will also decline to pay any maintenance procedures, because they think the homeowner should be tacitly mandated to schedule for preventative maintenance. Some property owners have to deal with insurance companies who might not even mention that they no longer cover mold. That’s why we encourage homeowners to first check and read the details of a policy before purchasing it.

We have been in the damage-related insurance claims business for years, and we can truthfully say that some flexible insurance providers are capable of providing a buy-back endorsement for policyholders whose coverage does not cater to mold damage. The only disadvantage is that you’ll incur further costs for specific mold coverage.

When is the Best Time to Hire a Public Adjuster?

Like every policyholder, deciding when you should hire a public adjuster for your damage claim can be challenging. Mold damage comes in all sorts, and the extent of the losses you suffer is not the same as another person’s, which makes it further challenging to get a specific time on when to partner with insurance adjustment professional.

With mold damage, you need to act fast. The best answer is to call a public adjuster as soon as you discover the damage. All Results Public Adjusters and Experts professional public adjusters know how to assess mold damage, covering every area and fixture in the home that may have been damaged. If the loss warrants a claim, then we can help with the process. We will handle all the work for you, from compiling the necessary paperwork and filing the claim to negotiations and settlement.

Mold sneaks up unnoticeable and waiting till it damages property can result in a bigger problem and potentially ruin your chances of getting full compensation or even give the insurer the grounds to deny you the claim. It would help to be proactive rather than reactive to mold damage. Do you have a mold damage claim that you need help adjusting? Call one of our offices today, and we will advocate for fair compensation.