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Residential Properties
WHAT WE DO
Residential Properties
Residential claims are often daunting, requiring property owners to schedule several meetings with their insurance company. Meanwhile, your insurance agent will always lowball the claim, so they don’t pay the full amount. Our professional claim adjusters have a knack for picking damages that may otherwise be left out by the property owner. We know how to approach insurance companies and negotiate the terms to ensure you walk away happy and ready to rebuild.
Safeguarding Your Interests during the Residential Claims Process
At All Results Public Adjusters and Experts, we understand how devastating and confusing property damage can be. It leaves you feeling helpless and vulnerable. On top of that, your insurer may not be compliant and accountable enough to hand you a fair settlement amount. Don’t let yourself undergo such painful situations when we can work for you. We act as your advocates when your insurance claim is denied and underpaid.
We are committed to ensuring that you get every penny you deserve from your insurance company. That said, our licensed and trained public adjuster will carefully evaluate the extent of damage, scoping closely to pick up any damages that your insurance company’s adjusters may have left undocumented. We will mediate the claim and liaison with your insurer to create fair negotiation grounds to get your rightful compensation.
Residential Insurance Claims
Several types of damage can cause loss of property within your residence. The last thing you want is to find obstacles on your path to recovery. Yet, your insurance company is working to minimize the payment amount that will sufficiently cater to the repairs and replacements of damaged structures and belonging in your home.
The residential claims process can take a long time as it involves many meetings with your insurance agents, their adjusters, and contractors. Furthermore, homeowners are tacitly mandated to document and record the inventory of every item, fixtures, or valuables that were damaged during the loss. With your family also looking up to you, it would play to your advantage if you let a professional public adjuster handle the claims process on your behalf.
Damages Covered Under Your Residential Insurance Policy
When it comes to residential claims, you can seek compensation for different types of property damages. Examples of residential claims involve:
Living Expenses
If perhaps your property is undergoing repairs due to mold build-up, you may be required to relocate to a temporary residence. You need to ensure that you keep records of your daily expenses as proof of your daily upkeep.
Personal items
In the event of a natural disaster, you need to immediately document any personal items or belongings damaged during the event. Hence, take photographs and videos using your smartphone as evidence, whether tornado damage or a vandalism case.
Water damage
People often confuse flood and water damage. The former is covered under flood damage insurance. Water damage, such as ruined flooring due to a leaking roof, maybe covered under this policy.
Residential Insurance Claims: Benefits of Working with a Public Adjuster
It is worthwhile to hire a professional public adjuster when claiming your residential insurance money.
Here are some of the benefits of working with an adjuster.
Knowledge and Professional Ethics
Florida has strict policies regulating public adjusters. Qualified professionals need to undergo training and get certification and accreditation from the state’s insurance regulators. Our expert residential claim adjusters are not only bonded but also fingerprinted and screened to make sure that they act within the professional standards.
They Work for You
Dealing with a catastrophic loss can lead to property damage and emotional distress that can impact your decision-making when meeting with your insurance agent. However, you can rest assured that a professional who understands the nitty-gritty of residential claims is working on your behalf. Their services help, especially when dealing with a significant catastrophe, such as losing a home due to fire or explosion.
Higher Insurance Payments
As a homeowner, you are not well-versed with the claims process. That can make you feel out of place when negotiating a higher offer. A public adjuster is an experienced professional who is accustomed to claims settlement cases. They know how to negotiate with insurance companies to provide fair payments. Some will even include higher valuations during damage assessment for you to receive sufficient compensation.